PAXUM Business


Ever wished your bank was more flexible to your needs? Paxum is the solution. Paxum Inc. is not a banking institution but we offer most of the services that your bank might do plus many more as an e-wallet system. As a business owner your daily operations might include paying numerous employees, affiliates or vendors. As a Paxum business account holder, you can save a lot of time, headaches and money by using our e-wallet system for all your financial needs. You can instantly issue Paxum personal accounts to your employees or affiliates and pay them by transferring money from your Paxum business current account to theirs. The money is available right away in their e-wallet account. This is the fastest and most cost effective method to pay people nowadays. We offer you a one-stop solution for most of your business needs so you can concentrate on running and growing your business.


By opening an account with Paxum, you automatically create yourself a current account in our e-wallet system. The default currency of your account is USD (US dollars) but other currencies are available upon request. With your current account you can:

  • Receive money from other Paxum users.
  • Load funds by wire transfer or certified check.
  • Send money to other Paxum users.
  • Transfer funds to your other accounts.
  • Withdraw funds to your bank account.
  • Send out mass payments to other Paxum account holders.
  • Send out mass wires to your affiliates or vendors.
  • Create personal accounts for your affiliates and employees (Mass account issue is available)
  • Accept payments on your website*
Add Funds
  • By Wire transfer from your bank account.
  • By check or money order sent to us by mail.
Transfer Funds With just one click you can initiate an internal or external money transfer.
Internal money transfers are transfers within PAXUM E-Wallet system. They include:
  • Transfers between your eWallet accounts.
  • Transfers to other Paxum account holders. (Mass Payment is available)

External money transfers are made outside Paxum E-Wallet system to your bank account. You can make a transfer to your verified bank accounts anywhere in the world.

Receive Money Paxum allows account holders to receive money to their account in various ways. These methods include:
  • Instant transfer from other Paxum account holders.
  • Incoming bank wire transfer.
  • Check or money order sent to us by mail.


Verification of an account is a procedure where Paxum account holder sends or uploads his proof of identity to our verification department. Once this procedure is done your limits will be upgraded.

  Verified Account Limits Unverified Account limits
  Current accounts Current accounts
  Monthly Daily Monthly Daily
Account Balance unlimited unlimited Not to exceed $25,000
Incoming Funds
note: includes money received from other Paxum users or from external funds
unlimited unlimited Not to exceed $25,000 $25,000
Funds Withdrawal $100,000 per day** $0 $0
Number of Transactions unlimited unlimited 0 0
** Can be raised upon request

Fees (not related to the card)

all fees are in USD

Current Account Monthly Maintenance FREE
Funds Transfer To Other Paxum Account Holders $1.00
Loading Funds By Wire $50.00
Loading Funds By Check, Money Order $25.00
Funds Withdrawal From Current Account by Wire $50.00
Funds Withdrawal From Current Account by Check $25.00
Funds Withdrawal From Current Account By EFT $8.95
Loading Funds By EFT Temporarily unavailable
Funds Withdrawal From Current Account By ACH $5.00
Loading Funds By ACH $5.00
EFT (ACH) Returned Transaction $25.00
EFT (ACH) Bank Account Verification $1.00
* Some restrictions apply